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A basic, no frills checking account designed for higher check writing volumes and yet pays a competitive rate of interest.

Requirements

  • Minimum to Open - $100.00
  • Minimum Daily Balance to Earn APY - $25.00

Benefits

  • Unlimited Check Writing
  • Interest Compounded Daily and Paid Monthly
  • Debit Card Available

Cost

  • Minimum Daily Balance Fee $5.00 if Balance Falls Below $500.00 any day of the Month
  • Purchase own Deposit Slips and Checks.
  • Debit Card fees include an initial $ 3.00 fee and a monthly fee of $ 1.00 per month.
  • If Lost or Stolen $ 5.00 fee. 

Rates

» View Account Rates

Additional Terms

  1. Interest Rates and annual Percentage Yields (APY) are variable and may change at any time at the Bank’s discretion. No floor or ceiling has been established. A minimum daily balance must be maintained to obtain the APY. The minimum daily balance that must be maintained is equal to the “Minimum Daily Balance to Earn Interest” amount disclosed for each product. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. We use an interest accrual basis of 365 days for each day of the year. Interest begins to accrue on the business day the bank receives credit for the deposit of non-cash items such as checks. Accrued but unpaid interest may not be paid if the account is closed. Seven days notice of withdrawal may be required.
  2. If a new account is closed within 90 days of the open date, a $30.00 fee will be imposed.
  3. We may close your account at any time, with or without cause by sending you a notice and a check for the balance in our possession to which you are entitled.

 

 

 

 

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Equal Housing Lender
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Deposit and loan products offered by Del Norte Bank, Member FDIC. Equal Housing Lender.

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