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Money Market Checking

A money market account offering limited check writing and a competitive rate of interest. Designed for households or businesses wanting easy access and a better return on “extra” funds.

Requirements

  • Minimum Balance to Open - $1,000.00
  • Minimum Daily Balance to Earn APY - $1,000.00

Benefits

  • Monthly Fee with Daily Balance of $1,000.00 or More – No Charge
  • Interest Compounded Daily and Paid Monthly
  • Larger Deposits Pay Higher Rate

Cost

  • Minimum Daily Balance Fee $5.00 if Balance Falls Below $1,000.00 any Day of the Month
  • Transaction Fee After 6 Withdrawals Per Statement - $10.00 Each

Rates

» View Account Rates

Additional Terms

  1. Interest Rates and annual Percentage Yields (APY) are variable and may change at any time at the Bank’s discretion. No floor or ceiling has been established. A minimum daily balance must be maintained to obtain the APY. The minimum daily balance that must be maintained is equal to the “Minimum Daily Balance to Earn Interest” amount disclosed for each product. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. We use an interest accrual basis of 365 days for each day of the year. Interest begins to accrue on the business day the bank receives credit for the deposit of non-cash items such as checks. Accrued but unpaid interest may not be paid if the account is closed. Seven days notice of withdrawal may be required.
  2. Pre-authorized automatic and telephonic transfers to a third party of another account of the depositor of this Bank are limited by Federal Regulation to six per statement. No more of these may be made by check, draft or similar external order to pay.
  3. If a new account is closed within 90 days of the open date, a $30.00 fee will be imposed.
  4. We may close your account at any time, with or without cause by sending you a notice and a check for the balance in our possession to which you are entitled.
 

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Deposit and loan products offered by Del Norte Bank, Member FDIC. Equal Housing Lender.

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