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Mobile Merchant

In your business, the point of sale is an ever-moving destination. Wherever your customers are, that’s where you’ll go – which means you need a payment solution that’s as mobile as you are. However, your transaction volume might not justify the expense of purchasing a mobile payment terminal, leaving you in the position of handling credit card information in an inefficient and unsafe manner, such as by writing numbers down to call in later. As an alternative, you may be accepting checks on faith, exposing you to the possibility of loss.

Service You Expect

Del Norte Bank has partnered with FirstData to provide the Mobile Merchant program to help your business grow and success. We provide you with the device and the service, let's get started today!

Mobile Merchant App

Once you’ve downloaded the application from the App StoreSM or Google Play™, a handy encrypting card reader device plugs into your iPhone®, iPad®, iPod touch® or Android™ smartphone or tablet, enabling you to slide your customer’s credit card to capture a sale. Because the card is physically present, you avoid the higher card-not-present processing rates associated with hand-keyed transactions.

Web Based Mobile Merchant

Purchase no additional equipment; just use the data-enabled mobile phone you always
carry, navigate to the First Data Mobile Pay URL, and enter and transmit the customer’s
credit card number.

With either solution, you can accept payments wherever you have wireless coverage with your current data plan provider. Payments are processed in real time, with an e-receipt generated and sent to the customer via e-mail as soon as the transaction takes place.

Tailored for Your On-the-Go Business

  • Home and repair services – HVAC, plumbers, garage door installation
  • Contractors and Electricians
  • Towing services
  • In-home sales – home décor, cooking, beauty products
  • Specialty and charity events – art shows, auctions
  • Limousines and taxis


  • Maximize your mobile phone investment by turning it into a payment terminal
  • Accept payments in real time from virtually anywhere
  • Reduce your processing fees – pay lower card-present rates with the First Data Mobile Pay app and encrypting card reader that allows you to swipe physical credit cards
  • Save money – no additional equipment or software to buy with the First Data Mobile Pay browser-based solution
  • Offer more flexible and secure payment options
  • Grant transaction capability to up to five users with the browser-based version
  • Help your customers choose the payment method they prefer while keeping their
    credit card information safe
  • Convey a cutting-edge, professional image to your customers


  • Compatible with iPhone®, iPad®, iPod touch® and Android™ smartphones and tablets
    (as well as BlackBerry for the web-based version)
  • Secure login with username and password
  • Easy-to-use interface requires minimal training
  • Support for all major credit card types
  • Real-time mobile processing
  • Fraud protection tools
  • SSL encryption technology
  • Real-time reporting capabilities
  • Account manager to add or remove users (browser only)
  • Ability to store a list of inventory items
  • Tracking of cash sales
  • Automatic prompts for tips and tax
  • E-receipts delivered to customer, yourself and two others
  • SMS receipts (rates may apply)
  • 24/7 customer support

Come in and talk to our commercial banking team, we can help your business get started today!

To learn more about Mobile Merchant and FirstData, click here for frequently asked questions.



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