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LOANS


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Loan Checklist

Making a special purchase or planning one of life's special events is exciting. Arranging financing won't spoil the fun if you take a little time to prepare.

> Download our CONSUMER LOAN APPLICATION here.

> Download our MORTGAGE LOAN APPLICATION here.

Make sure you have the following information in hand when you come in for your loan interview. Begin with a clearly stated purpose of the loan and amount requested. We will ask you to complete a loan application which requires the following information:

PERSONAL INFORMATION

  • Legal name, date of birth, social security number.
  • Number of dependents and their ages.

RESIDENTIAL INFORMATION

  • Current physical address, mailing address and telephone number.
  • Renters, please provide landlord's name, address and telephone number.
  • Number of years at that residence. If less than 2 years, you may be asked for your previous address.

INCOME INFORMATION

  • Place of employment - including employer's name, address and telephone number.
  • Current gross pay documentation in the form of a pay slip or letter from your employer confirming your current income.
  • Proof of other sources of income -including any rental income or dividends.
  • A complete list of all your assets.

ASSETS

  • Assets include the balances in any bank accounts, your bank account numbers, and the name of the institution in which they are held.
  • Investments including term deposits, mutual funds, stocks, retirement accounts and current balances for each.
  • All real estate that you own regardless if there is a mortgage against that real estate and a current market value.
  • Estimate of personal assets. (jewelry, furniture, recreational vehicles etc . . .)
  • Vehicles that you own including the year, make, and model, of your car and the book value.

LIABILITIES

  • Any outstanding loans or debts. These will include, auto loans, credit cards, mortgage loans, education loans, loans you have co-signed, investment loans, etc.
  • The required monthly payment amount and creditor contact information.

If you have any questions or would like to speak with someone about applying for a loan, contact us.

Nationwide Mortgage Licensing System Identifiers

Del Norte Bank - 446071

Michael Hurst - 447125
Traci Holmes - 447131
TJ Brown - 447126
Glen Archuleta - 447127                                                                                        Scott Stecken - 1242745

 

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Equal Housing Lender
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At times, we may provide links to sites outside the control of our institution. We do not make any representations concerning the linked sites' contents or availability. You should review each site's privacy and information security policies carefully before you enter confidential information.

Deposit and loan products offered by Del Norte Bank, Member FDIC. Equal Housing Lender.

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