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IRA Savings Accounts

Designed for individuals for a retirement plan. We have three options designed to fit your needs.

Del Norte Bank IRA Certificate of Deposit (6 Months)

Requirements

  • Minimum Balance to Open - $500.00
  • Must Meet IRA Guidelines Subject to IRA Rules and Regulations

Benefits

  • Interest Credited at End of Term
  • Account Automatically Renews
  • 7 Calendar Days After Maturity Date to Withdraw Funds Without Penalty

Cost

  • Penalty of 3 Months Interest for Early Withdrawal
  • Early Withdrawal Penalty Applies Per IRA Rules and Regulations

Rates

» View Additional Rates

Del Norte Bank IRA Certificate of Deposit (12 Months or Over)

Requirements

  • Minimum Balance to Open - $500.00
  • Must Meet IRA Guidelines Subject to IRA Rules and Regulations

Benefits

  • Interest Credited and Compounded Quarterly
  • Account Automatically Renews
  • 7 Calendar Days After Maturity Date to Withdraw Funds Without Penalty

Cost

  • Penalty of 6 Months Interest For Early Withdrawal
  • Early Withdrawal Penalty Applies Per IRA Rules and Regulations

Rates

» View Additional Rates

Del Norte Bank IRA (Individual Retirement Account) Savings Account

Requirements

  • Minimum Balance to open - $50.00
  • Must Meet IRA Guidelines Subject to IRA Rules and Regulations

Benefits

  • An “Add On” IRA Deposit Account
  • Unlimited Deposits
  • Limited to 6 Withdrawals Per Month
  • Interest Compounded Daily and Credited Quarterly

Cost

  • Early Withdrawal Penalty Applies Per IRA Rules and Regulations

Rates

» View Additional Rates

Additional Terms

  1. Interest Rates and annual Percentage Yields (APY) are variable and may change at any time at the Bank’s discretion. No floor or ceiling has been established. A minimum daily balance must be maintained to obtain the APY. The minimum daily balance that must be maintained is equal to the “Minimum Daily Balance to Earn Interest” amount disclosed for each product. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the collected balance in the account each day. We use an interest accrual basis of 365 days for each day of the year. Interest begins to accrue on the business day the bank receives credit for the deposit of non-cash items such as checks. Accrued but unpaid interest may not be paid if the account is closed. Seven days notice of withdrawal may be required.
  2. Federal eligibility requirements apply.

 

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Deposit and loan products offered by Del Norte Bank, Member FDIC. Equal Housing Lender.

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